Tag: Portfolio Management Considerations

Supply Chains vs Stacks

One of the key differences we are finding when helping firms put together their new era of ‘client centric’ propositions is that the design of the proposition and the components that form such are taking a very different form, in the form of ‘Stacks’ as opposed to ‘chains’. They are characterised by the fact that…
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Are financial consumers being held hostage?

Consumers are supposed to be the new royalty in any service industry. In the financial services world, plenty gets written about how important the consumer is, how powerful, how discerning but how many business models are really built around the consumer? Far from being more free and able to exercise all those choices one sees…
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What is proposition enablement and why do we need it ?

Quite a few people are asking me about proposition enablement. What is it and why do we need it ? Well the answer really lies in the answer to the questions: ‘what do you do and why should you be paid for it ?’, and the fact that many wealth management industries around the world…
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‘DIY’ model portfolios on the increase – FTAdviser.com

This is a really topcial article in much of my work at the moment and highlights the further industry supply chain ‘pirating’ going on: Players in the supply chain (in this case, advisors) are doing more and more to maintain relevance and margin in their businesses. Are we entering an era in which there is…
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The importance of systemised rebalancing

Article in IFAOnline today here about how systemised rebalancing may not be treated as requiring discretionary authorities by advisers.  This, I think, provides some insight into regulatory thinking.  It  also raises quite a few questions, some of these being: Q) Who defines the rules for sysemised rebalancing? And, what is acceptable? Q) What happens if…
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Centralised or Decentralised Investment Propositions

Much talk over here at the moment in the UK about centralised investment propositions. In short, this appears to be about operating a centralised process of investment management for a broad range of clients: these are most often segmented in a sensible manner allowing for risk tolerance and investment timeframe. However, running contrary to this…
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Evolution in Wealth Management

I was asked the other day why mass tailored portfoio management is going to be important, and so put together a slide that tries to depict such. In short, we are experiencing two key trends that taking increasing priority in the business world today: 1) consumerism is shifting to customised offers, to be in ‘context’…
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More planners bypass managed funds: study

More planners bypass managed funds: study Tuesday, 17 August 2010 1:10pm Fund managers are put on notice in a recent investment study that found a growing number of planners are placing their clients’ funds into direct shares, ETFs, REITs and SMAs, leaving only a fraction of inflows into traditional managed funds. The survey pooled the…
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Direct Equities

HNW investors to favour direct equities Advisers focus resources on shares Victoria Papandrea By Victoria Papandrea Tue 16 Jun 2009 High net worth investors are likely to have the strongest product demand for shares over the next two years. Australia’s high net worth (HNW) investors will have the majority of their money invested in direct…
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Masterfund market plummets

Drops 15 per cent By Alice Uribe Wed 04 Mar 2009 All three Masterfund sub-markets report falls in FUM. The total Masterfund market, comprising platforms, wraps and master trusts, dropped nearly 15 per cent for the year to 30 September 2008, according to the latest statistics from Plan for Life Actuaries and Researchers. The research…
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