Website Terms of Use
This website is owned and operated by Financial Simplicity Australia Pty Ltd (ACN 29 109 935 542) and its affiliates (“Financial Simplicity”, “our” “we” or “us”). By accessing this website you agree to be subject to the Terms of Use set out below.


Disclaimer
The information contained on this web site is provided for general information only in good faith. Although Financial Simplicity makes reasonable efforts to update the information on our website, we make no representations, warranties or guarantees, whether express or implied, that the content on our website is accurate, complete or up to date and is therefore provided “as is”. Warranties of any kind (whether express or implied) are excluded to the maximum extent permitted by law. Any person relying on any of the information contained on this website or making any use of the information contained on it, do so at their own risk.
Where our website contains links and pointers to other sites and resources provided by third parties, these links are provided for your information only. Such links should not be interpreted as approval or endorsement by us of those linked websites or information you may obtain from them. We have no control over the contents of those websites or resources.
To the maximum extent permitted by law, Financial Simplicity excludes all liability for any loss arising from the use or misuse of this website, including (without limitation) reliance on its content.
Financial Simplicity does not guarantee that our website will be secure or free from bugs or viruses. You are responsible for configuring your information technology, computer programmes and platform to access our site. You should use your own virus protection software.
The information contained on this web site may be changed or updated at any time without notice.


Conduct

In accessing and using this website you must not:
     misuse our website by knowingly introducing viruses, trojans, worms, logic bombs or other material that is disabling, malicious or technologically harmful;
     attack our website via a denial-of-service attack or a distributed denial-of service attack;
     attempt to modify our website and any of its connected software or code; or
     attempt to gain unauthorised access to our website, the server on which our website is stored or any server, computer or database connected to our website.

We will report any breach of the above provisions to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our website will cease immediately.


Copyright and Intellectual Proprietary Rights
Copyright in the information contained on this website and any materials downloaded from our website is owned by Financial Simplicity and licensed to its affiliates. Except where necessary for viewing from a web browser, local hard drive or in hard copy form for the purpose a personal non-commercial use, no information on this website or materials downloaded from our website may be reproduced, adapted, uploaded to a third party, linked to, framed or distributed.
This website contains trade marks that belong to Financial Simplicity and associated with Financial Simplicity and its affiliates. You must not remove our trade mark from any materials downloaded from our website and must not use our trade mark without the prior written consent of Financial Simplicity.


Indemnity
You agree to indemnify and keep indemnified Financial Simplicity, its officers, employees and agents against all actions, claims, costs, demands, damages or liability arising from a breach by you of any of these Terms of Use.


Jurisdiction
You must ensure that access to and use of this website is in accordance with the laws of your jurisdiction.