The Difference Between Discretionary Investment Management and Model Portfolios

I have been involved in much discussion in the last few weeks about the difference between Discretionary Investment Management (DIM), often a service to the wealthy, and the use of model portfolios which may be 'managed' by investment platforms. At first glance there is some similarities from an operational perspective, especially if a DIM firm [...]

By | April 27th, 2012|Business Model Considerations|0 Comments

Roles in The Retail Investments Moving Forward

So change is happening....We are hearing more from client facing groups about how they are going to change the industry dynamic, become investment 'manufacturers', pay platforms rather then receive monies from them, and change a lot of the industry from 'price makers' to 'price takers'. What is this going to mean in terms of the [...]

By | April 27th, 2012|Business Model Considerations|0 Comments

Clients pushed into model portfolios

Interesting article on the FT web site about how retail investors are being pushed into unsuitable “one-size-fits-all” investments as portfolio managers change their offerings ahead of new regulations, the UK’s financial watchdog has warned. The article is at: Whilst the article doesnt give the answers, it does lead to many questions about possible floors [...]

By | April 12th, 2012|Portfolio Propositions|0 Comments