Excel may be the best portfolio management software in the world today, however….

We see a lot of private wealth management firms that use excel as the basis for modelling and making decisions on client investment portfolios, and see some distinct commonality in their journey, which is typically: Stage 1 : A motivated set of professionals start a wealth management business with passion and wanting to deliver a [...]

By | October 16th, 2019|Portfolio Propositions|0 Comments

There are no products only services

I read somewhere recently: Products are rapidly evolving into services, these are more connected to customers ecosystems and provide holistic experiences that are meaningful beyond the product/touchpoint. Creating products that live in isolation are progressively disappearing, and one may say that “There are no products, only services” Whether it is these words or others to [...]

By | October 9th, 2019|Portfolio Propositions|0 Comments

Repurpose – Is portfolio compliance a state or a process?

Wednesday - send out  Heading - With increasing regulation requiring firms to define what client portfolios ‘should look like’, this is theme for 2017 Twitter -  With increasing regulation requiring firms to define what client portfolios ‘should look like’, this is theme for 2017 #regtech #portfoliocompliance https://drive.google.com/drive/u/1/folders/0B9M71vAVL2EUb1l4NGhFM2VjdWc https://www.financialsimplicity.com/thoughts/portfolio-compliance-state-process/

By | October 9th, 2019|Portfolio Propositions|0 Comments

The Importance of Continuous Portfolio Monitoring

White Paper - The Importance of Portfolio Monitoring Good paper in the link above on the importance of continual portfolio monitoring in retail wealth propositions today. An essential read for advisory firms considering new additions in their wealth management propositions.

By | June 13th, 2018|Portfolio Propositions|0 Comments

Discretionary vs Advisory Propositions

By | April 19th, 2017|Portfolio Propositions|0 Comments

The Importance of Held Away Accounts

With increasing regulatory focus on investor's overall investments, one of the tech trends is the increasingly important for portfolio management technologies to include what is called in the USA as 'Held Away' assets. This is because the focus under a fiduciary has been translated by many as 'continuous and comprehensive counsel' of investments. Help Away [...]

By | January 25th, 2017|Portfolio Propositions|0 Comments

With increasing regulation requiring firms to define what client portfolios ‘should look like’, this is theme for 2017

A lot of people are asking me at the moment about what portfolio compliance is, and you may want to read my white paper here Well for professional money managers to date, simply put portfolio compliance is making sure a client’s investment portfolio is in accordance with any mandates or instructions that you agreed with them. [...]

By | December 14th, 2016|Portfolio Propositions|0 Comments

Portfolio Management Technology Ripe for Disruption

With the industry under intense margin pressure, not only is it being increasingly recognised that technology companies must get more efficient in their delivery, but also they must think much about the costs in terms of human resources for client firms to operate that technology. Most advisory firms, particularly independent RIAs, spend the greatest percentage [...]

By | December 7th, 2016|Portfolio Propositions|0 Comments

What ‘should’ your client portfolios be ?

With increasing penalties and fines being issued by regulators for advice firms not actually providing advice for the fees that they have charged their clients, there is increasing focus on what is required to be done to demonstrate ongoing advice for ongoing fees to investors. One part of the discussion around this is firms considering [...]

By | November 17th, 2016|Portfolio Propositions|0 Comments

The Wonders of Model Portfolios

So many firms are bringing in these things called 'Model Portfolios' and for some, they look like a new list of approved investments for clients, often in different proportions for different risk appetites. So what is the big deal? Well the big deal is that to be used properly, 2 key things must happen: Authors [...]

By | May 8th, 2016|Portfolio Propositions|0 Comments