The Multiple Benefits of Automated Portfolio Management

A lot of people ask us why Financial Simplicity’s entirely automated and personalised portfolio modelling process is something to sing about. Well the answer lies in the simultaneous benefits that this gives our clients in: Creating value for their clients – by enabling firms to create repeatable and rules based experiences around clients to address a [...]

By | August 16th, 2019|Uncategorized|0 Comments

Everything between the customer and their money in a fee for service basis means you are being expected to put pressure downstream and you are being evaluated yourself on value add.

How does this impact wholesale service providers ? Increasingly it is becoming clear that the focus for every service provider between investors and their investments has to combine value for the customer combined with how they interact with adjacent players in the eco system. The trend is increasing that the sustainability of every service provider [...]

By | June 20th, 2019|Uncategorized|0 Comments

Full circle, stockbroking being the future of the industry

Are we heading full circle back to broader stockbroking based servicing of private clients?

By | June 10th, 2019|Uncategorized|0 Comments

What is the regulatory impact of increased consumer involvement ?

We are living in a world where the level of acceptability of servicing of consumers is increasingly being defined by the consumers themselves, which is suggesting more consumer involvement in regulation. Are our systems, processes and those who regulate prepared for this increased involvement, and who may step in if they don't ?

By | June 7th, 2019|Uncategorized|0 Comments

What does the future of wealth management have to do with pioneering of powered flight?

  The introduction of powered flight was a major innovation and was achieved through a significant change in thinking of both what the problem was and the skill sets that actually got the successful group there first. At the time there was no real precedent in terms of innovation that could be used to base [...]

By | May 8th, 2019|Uncategorized|0 Comments

How Fees Can Destroy Your Wealth

A well researched paper from our friends at InvestSMART on the long term impact of fees. Our sense is that as this is better understood that there will be intense pressure to not only justify fees for services, but intense scrutiny of fees associated with investment products and the platforms that they sometimes require [...]

By | October 23rd, 2018|Uncategorized|0 Comments

Managed Accounts …Explained

Over the years, there has been much developments with managed accounts, and with it has brought on a myriad of terminology and acronyms that unlike the firm 'legally defined' boundaries of a ‘unit trust’, the boundaries and differentiations are somewhat less rigid, and in many cases overlap. Many have been confused by this, which has [...]

By | September 21st, 2018|Uncategorized|0 Comments

Managed Accounts – What is all the fuss about ?

I came across this article that I wrote about in 2006 which may have been a tad ahead of the banking and financial services royal commission that is currently on in Australia. Interestingly the message is still very valid though - how managed accounts stand to change the investment management landscape... ITMAMarch06

By | August 24th, 2018|Uncategorized|0 Comments

What is defining the new ‘right to serve’ in wealth management

Globally, the reputation of the wealth management industry is under some fire right now, and I cannot see it letting up. In Australia, we are having a Banking Royal Commission into financial services, and wealth management is taking quite some heat. The very public shortfalls from large institutions is now a matter of public record, [...]

By | August 24th, 2018|Uncategorized|0 Comments

What is the optimal mind machine balance in wealth management

We are starting to hear a lot about mind machine balance in this rapidly evolving world of AI (artificial intelligence), and the wealth management industry is not immune from such. In short what I understand appears to be generally accepted across the board is: all functions that are operational processes with little or no judgement required [...]

By | August 24th, 2018|Uncategorized|0 Comments